Macklem urges firms to adapt to disruptive forces. U.S. protectionism, AI, and slower growth reshape Canada's economy. Bank forecasts 1.1% GDP growth in 2026 and 1.5% in 2027. AI reduces entry-level jobs, slowing hiring. Lowering rates risks inflation and delays structural change. Economy transition takes years, enhancing resilience. Next rate decision is March 18, 2026 with no expected change