FBI reported $20.87B cybercrime losses in 2025. 1 million complaints to Internet Crime Complaint Center in 2025. AI-aided fraud schemes are 4.5 times more profitable. Investment scams caused $8.6B in losses. Cryptocurrency scams totaled $11.4B. 85% of losses from cyber-enabled fraud. Older adults lost $7.7B, up 37% from 2024. FBI director warns about AI-driven cyber threats